Sell Your
Life Insurance Policy
For Cash
(888) 895-3913
How It Works
Why Heritage Gets More Cash for Your Policy
- Heritage is a law firm with 35+ years of experience.
- We work on a flexible contingency fee — not profit-based margins.
- Our clients often receive significantly more than competitor offers.
- Real-life case comparisons show up to 10x better settlements.
- No settlement? No fee. It’s that simple.
SELL YOUR INSURANCE POLICY FOR CASH
Heritage CONSISTENTLY out bids our competitors
Several years ago I learned from folks in my senior
community that investor groups were making lowball offers to pay lump-cash to buy their life insurance policies. In response, I created Heritage Life Settlements to help my fellow seniors
We receive the highest bid from our nationwide network of buyers, take a modest FEE and place the funds in an escrow account. Our competitors have enormous marketing expenses. They have to make a profit – we don’t.
Recent Example: A retired attorney needed funds for her
daughter’s wedding and we paid them 20% more cash than our competitors’ highest bid.
PERFORMANCE NOT PROFIT…NO SETTLEMENT – NO FEE
Why Choose a Life Settlement?
- Prompt cash payout - no delays
- No more premium payments
- 6% higher return than policy surrender.
- Trusted legal guidance every step of the way
- More Cash for personal use (Travel Pay off debt Etc).
To Qualify:
- Policy: Death benefit must be at least $100,000.
- Age: 65 or older. Younger individuals with significant health conditions may also qualify.
- Policy Type: Permanent life Insurance policies like Whole Life, Universal Life or Term.
Can I Sell My Life Insurance Policy for Cash?
Yes—your life insurance is an asset you can sell for a lump-sum cash payout through a Life Settlement.
At LifeSettlements Law Group, we help policyholders turn unwanted or unaffordable life insurance into immediate cash. The buyer takes over premiums and collects the benefit later—you get paid now.
Instead of lapsing or surrendering your policy for less, a Life Settlement can provide 4 to 6 times more than its cash value.
Real Results – Case Examples
Competitor Offer
$10,000
$20,000
$20,000
$10,000
Our Settlement
→ $20,000
→ $80,000
→ $230,000
→ $180,000
Note: Results based on real clients. individual results may vary.
About Our Founder
Alan Buckholtz is a highly respected legal professional with 35+ years of serving clients throughout the United States period. Having served as a prosecutor (highest office ranking) judge Protem universally lecturer etc. Alan brings the unmatched legal insight to your case.
- Judge Pro Tem, LA and Ventura Superior Courts
- Prosecutor, LA District Atty’s Office (100% rating)
- USC Legal Masters Insurance Class Lecturer
- LA County Small Business Commissioner
- LA Superior Court Arbitrator/Mediator
- Appoint’d Tax Assessment Appeals Bd., LA County
- Insur. Specialist, Automobile Club & Maryland Casualty
- Insurance Benefits Seminars for Physicians
- Amer. Bar Association, Cal Trial Lawyers Assn, etc.
- Calif. Supreme Court & Federal Court Certified
Our reasonable contingency fee is based on results only. Our competitors who spend millions on television advertising are obligated to their investors... We are ethically obligated to our clients.
Our established law firm protects you, our Client, while negotiating the highest bid from our national network of buyers. We charge a reasonable contingency fee.
Helping Seniors & Professionals Unlock Hidden Value in Their Policies
Life Insurance Cash Buyouts
Sell your unwanted life insurance policy for a lump-sum cash payment. Don’t let it go to waste—get the value you deserve.
Life Insurance Cash Buyouts
Sell your unwanted life insurance policy for a lump-sum cash payment. Don’t let it go to waste—get the value you deserve.
Disability Settlements
If your receiving monthly disability payments we can turn your future benefits into a lump sum cash payments.
Dramatic Differences between Heritage and Our Competitors
Below are real-life examples of differences between the initial lowball offers of our competitors (you see their expensive ads on TV) compared to our significantly higher results. The public doesn't realise that they are investor groups who are pressured to pay you less because of their substantial advertising expenses and need to make a profit. On the other hand, we are an established law firm protecting you from these lowball offers and charge a modest contingency fee only when you get paid. They invest their own money and we don’t.
Competitors' Initial Offers vs. Heritage Final Settlement
$20,000............$80,000
$20,000........$230,000
$10,000 $180,000 (Still Negotiating)
It may be hard to believe, but our competitors offer so little in the beginning because they know that senior folks are unaware of the value of their policies and these companies make a PROFIT. They invest their own money and we don't. We don't have to worry about profit. Our fees are based on PERFORMANCE. We have a nationwide network of purchasers and our lawyers diligently negotiate bids from all over the country to get you more cash.
No Settlement - No Fee
Why Sell Your Policy?
- Receive a cash infusion for whatever
- Stop paying expensive premiums
- Financial Flexibility: debt consolidation, home improvements, travel, or more.
- Retain a portion of your coverage without paying future premiums.
To Qualify:
- Policy: Death benefit must be at least $100,000.
- Age: 65 or older. Younger individuals with significant health conditions may also qualify.
- Policy Type: Permanent life Insurance policies like Whole Life, Universal Life or Term.